Consumer Rights & Important Disclosures

Butte Credit complies with the Fair Debt Collection Practices Act (FDCPA) and the Rosenthal Fair Debt Collection Practices Act (California).

Unless you notify this office within 30 days after receiving notice that you dispute the validity of the debt, or any portion thereof, this office will assume the debt is valid.

If you notify this office in writing within the 30-day period that the debt, or any portion of it, is disputed, we will obtain verification of the debt and mail a copy of such verification to you.

Upon your written request within the 30-day period, we will provide you with the name and address of the original creditor, if different from the current creditor.

You have the right to:

• Dispute the validity of your debt
• Request verification of the debt
• Request the name and address of the original creditor
• Be treated with respect and free from harassment or abusive practices
• Request that we limit or cease certain communications

You may request that we limit or stop certain communications by contacting our office. We will comply with such requests as required by law.

If you have questions, would like to dispute a debt, or need assistance, please contact us:

(530) 342-0133
info@buttecredit.com
In Person (By Appointment Only):
10 Declaration Dr, Suite C
Chico, CA 95973

The state Rosenthal Fair Debt Collection Practices Act and the federal Fair Debt Collection Practices Act require that, except under unusual circumstances, collectors may not contact you before 8 a.m. or after 9 p.m. They may not harass you by using threats of violence or arrest or by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not receive personal calls at work.

For more information about your rights, you may contact the California Department of Financial Protection and Innovation.