Privacy Policy

Privacy Policy

Effective Date: January 1, 2026

Butte Credit (“we,” “our,” or “us”) respects your privacy and is committed to protecting your personal information in accordance with applicable federal and California laws, including the California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act (CPRA).

We may collect personal information from the following sources:

• Information provided directly by you
• Information provided by creditors or clients associated with your account
• Information from service providers assisting in account servicing
• Information collected through your use of our website

We use personal information for the following purposes:

• To service and manage your account
• To process payments
• To communicate with you regarding your account
• To respond to inquiries or disputes
• To comply with legal and regulatory obligations

We may disclose personal information to:

• Service providers assisting in account servicing or payment processing
• Creditors or clients associated with your account
• Government or regulatory agencies as required by law

We do not sell personal information as defined under California law.

If you are a California resident, you have the following rights:

Right to Know

You may request that we disclose:

• Categories of personal information collected
• Sources of the information
• Business purpose for collection
• Categories of third parties with whom we share information

Right to Access

You may request a copy of the personal information we have about you.

Right to Delete

You may request deletion of your personal information, subject to legal and regulatory exceptions (including obligations related to debt collection and recordkeeping).

Right to Correct

You may request correction of inaccurate personal information.

Right to Limit Use of Sensitive Personal Information

If applicable, you may request limitations on certain uses of sensitive personal data.

Right to Non-Discrimination

We will not discriminate against you for exercising your privacy rights.

Authorized Agents

You may designate an authorized agent to submit a request on your behalf. We may require verification of both your identity and the authority of the agent.

You may submit a request by:

(530) 342-0133
info@buttecredit.com
Mail or In Person (By Appointment Only):
10 Declaration Dr, Suite C
Chico, CA 95973

We may need to verify your identity before processing your request.

We retain personal information as necessary to:

• Service accounts
• Comply with legal obligations
• Resolve disputes and enforce agreements

We implement reasonable administrative, technical, and physical safeguards to protect your personal information.

We may update this Privacy Policy from time to time. Updates will be posted on this page with a revised effective date.